Spoiler alert: The Joneses are broke. That means keeping up with them will only get you into MORE debt!
Are you tired of money stress? Then you’re ready to join more than five million people whose lives have been changed by Financial Peace University (FPU)! This nine-lesson course taught by Dave Ramsey, Chris Hogan and Rachel Cruze help you work a plan to nail a budget, defeat debt, and free yourself from money worries!
Continue reading The Joneses Are Broke
I believe the original vision that the Israelites had was that their children and grandchildren whether they were fishermen, carpenters, doctors, lawyers or priests would all be missionaries and evangelists as part of God’s plan to use his people in His great redemptive plan to reach their generation to the one true and living God.
I also believe that early Christians had that same inspiration and motivation in raising their children in the nurture and admonition of the Lord.
These are just a few ways, but a good start, to leaving a lasting legacy.
For a long time, I automatically associated “rich Christian” with “false gospel.” But recently, I’ve come to discover that there are two types of “rich Christians” in America.
I have encountered those who take great pride in their material things. They claim God has blessed them and their expensive cars, homes, and clothing are a sign of that “blessing.”
Continue reading Does A ‘Rich Christian’ Mean A ‘False Gospel’?
Did you know that 89% of the people in a typical American congregation don’t have a financial safety net?
I was too.
Continue reading Do You Have a Financial Safety Net?
I believe there three main ways to manage your money better.
But what can we do to meet our basic needs and provide for some of our wants without going into debt and wrecking our financial future?
Here are three ways to manage your money better.
1. Spend every dollar on paper before you get paid.
Too often we spend money without really knowing our financial ability. We look at our checking account balance, we do some mental math, and decide we can spend. The reality is, most of us can’t remember what we ate for lunch three days ago.
How can we expect to make good spending decisions doing mental math?
A thought-through written spending plan that governs where you’ll spend and how much you’ll spend, will take the guesswork out of it and empower you to do better.
2. Budget in the fun stuff.
Often when people try to get their finances under control they cut out everything that’s non-essential. The problem with this approach is that it’s not realistic. Going from spending freely to not spending on anything other than essentials is setting yourself up to fail. It’s no different than those new year resolutions you make every January.
No one can go from doing everything you want to do to doing nothing. Take a balanced approach. Make sure you’re meeting all your financial obligations, like paying bills and saving, while also allowing for those things that make life worth living.
3. Find accountability that works.
Smart and successful people seek help from those who know more than they do. They are teachable and willing to ask for assistance in order to get better. You’re not alone in this struggle.
As you are thinking through these 3 ways to manage your money better, why not enlist help to ensure you’ll reach your financial goals?
Something as simple as a monthly meeting with a coach or accountability partner, to go over your progress can have a significant impact on your success.
In his book Generous Living, financial expert Ron Blue makes this bold statement:
“If I could boil down everything I have ever learned into one sentence or thought, it would be this: Generosity and financial freedom are inextricably linked.” Ron Blue, “Generous Living”
He goes on to say,
Continue reading 6 Steps to Organize Your Giving
“The folks who enjoy genuine freedom and joy are those who give the most, relative to their incomes.” Ron Blue, “Generous Living”